Deposit interest rates 2017

Regulations 3 and 4

New members are admitted to Regulations 4.

For members on Regulations 3 and 4, the deposit interest rate is provisionally determined at:

Bonus parameter at 1 January 2017 Deposit interest rate before tax

Regulations 3 and 4

6,1 %

The deposit interest rate is stated before tax due to the rules on individual pension return tax which implies that the tax is paid from each members’ deposit after the interest rate before tax is added. 

On Regulations 3 and 4, the deposit interest rate before tax corresponds to 5.2 % after tax for a member with no tax-exempt values.

Regulations 1 and 2

For members on Regulations 1 and 2, the deposit interest rate is provisionally determined at:

Bonus parameter at 1 January 2017 Deposit interest rate before tax

Regulations 1 and 2 (Interest group 2, 3 and 4)

0 %

Regulations 1 and 2 (Interest group 1)

1.8 %

On Regulations 1 and 2, the deposit interest rate before tax corresponds to 1.5 % after tax for members in Interest group 1 with no tax-exempt values and 0 % after tax for members in Interest group 2, 3 and 4.

The differentiated deposit interest rates for the members on Regulations 3 and 4 on the one side and Regulations 1 and 2 on the other side are substantiated in the fact that the development on the financial markets since 2008 has shown an unbalance in the risk of the two groups of members. This is not only due to the high basic interest rates for the members on Regulations 1 and 2, but also the fact that the technical basis is unconditional.