Getting married

You and your partner become closely attached financially when you get married or enter into civil partnership. You become financially committed to each other, and you become each other’s next of kin.

Spouse’s or cohabitant’s pension

You can ensure your cohabitant with a lifelong or 10-year spouse’s or cohabitant’s pension.

Savings schemes

Annuity certains are always established with the standard beneficiary next of kin. If you want a different beneficiary, you must complete and send a new beneficiary declaration.

Group insurance - lump sum death benefit

If your pension scheme includes a group insurance, a lump sum death benefit becomes payable if you die before reaching age 67. The lump sum death benefit is also established with the standard beneficiary next of kin. If you want a different beneficiary, you must complete and send a new beneficiary declaration.