Spouse's or cohabitant's pension

You have the following options for choosing a spouse’s or cohabitant’s pension:

  • Lifelong pension which is be payable as long as your spouse or cohabitant live.
  • Term pension which is be payable as long as your spouse or cohabitant live – the maximum period being 10 years, however.
  • No spouse’s or cohabitant’s pension.

Regulations 4

On Regulations 4, the spouse’s or cohabitant’s pension is paid every paid month from your death and accounts for 0-60 % (optional percentage) of the retirement pension you were entitled to. If you had not retired at the time of death, it accounts for 0-60 % of the retirement pension you would have been entitled to.

Regulations 3

On Regulations 3, the spouse’s or cohabitant’s pension is paid every paid month from your death and accounts for 60 % of the retirement pension you were entitled to. If you had not retired at the time of death, it accounts for 60 % of the retirement pension you would have been entitled to.

The spouse’s or cohabitant’s pension is taxed as personal income.